Give your clients a Benefits Expert without adding headcount.
Kio is an AI-powered benefits assistant you offer across your book. It answers your clients' employees' questions about coverage, costs, and care in plain language — instantly, accurately, around the clock. It carries your brand, augments your advice, and makes you the broker every group leans on between renewals.
Your clients expect more from you every year. You can't add an analyst for every group.
How do I stay essential to every group? How do I prove value between renewals? How do I do more without adding staff? How do I be the broker they don't replace?
Your groups feel the same friction their employees do. Benefits questions pile up, HR gets buried, and people disengage from coverage you helped design. You can see it happening across your book — but you can't be in every group's inbox.
Kio handles it. You offer Kio across the groups you choose, and their employees get clear, personalized answers about their own plan — instantly, any time, any device. Your clients feel the load lift. You're the reason it did.
The help they need. The edge you need.
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Instant Answers for Every Group's Employees
Their people ask about their plan in plain language and get clear, accurate answers — no call to HR, no hold time with a carrier, no misread SPD. Fewer escalations that end up back on your desk.
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Coverage Guidance, Delivered as Yours
Coverage details, cost estimates, in-network providers, and condition-specific guidance — in plain English, personalized to each employee's actual plan, and delivered under your brand.
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Spending Visibility That Drives Utilization
Every employee sees where they stand on deductibles, copays, and out-of-pocket exposure — so they use their benefits instead of avoiding care. Healthier utilization is a better renewal conversation for you.
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Proactive Guidance That Shows Up Every Week
Kio surfaces what employees miss — underused benefits, preventive care reminders, cost-saving alternatives — before they have to ask. The value lands every week, with your name on it.
Kio works around the clock for every group you serve — answering employees' questions, guiding care decisions, and surfacing the benefits they didn't know they had.
Employees can check covered services and remaining services — no call to HR needed.
Real-time spending visibility helps employees make smarter care decisions.
Every answer is tied to the employee's specific plan, not generic FAQs.
Know exactly what’s included and how many sessions remain.
Track spending against your benefits in real time.
Get straightforward guidance tied to your specific plan.
KindHealth is busy on your behalf 24x7 – analyzing your healthcare spending, crunching data, making recommendations, and taking proactive measures to save you time, money, and peace of mind.
What makes Kio different?
Kio doesn't give generic answers. Every response reflects the employee's specific coverage, plan design, and usage — so they trust the guidance and act on it.
Personalized to Every Employee's Plan
Employees get instant answers any time — nights, weekends, open enrollment crunch — without adding volume to your benefits team's inbox.
Yours to Offer, Without the Overhead
Kio surfaces patterns across each group — recurring confusion, underused benefits, plan-design friction — and hands you the intelligence. Walk into every review already knowing what their people actually need.
Signals That Flow Back to You
Stickier clients. Sharper advice. A reason to call between renewals.
Kio gives your groups' employees the guidance they need — and gives you the intelligence and the differentiation to be the broker they don't replace.
